Brazilian Senator Camilo Santana has proposed a default monthly deposit limit of R$80 (US$15) across the country’s regulated fixed-odds betting market.
Bill 3765/2026 would apply the limit to each customer’s combined deposits across all operators authorised by Brazil’s Ministry of Finance, rather than allowing R$80 to be deposited with every betting company.
Players could apply for a higher limit by providing evidence of their financial position. The revised monthly allowance could not exceed 5% of the customer’s verified income.
The Ministry of Finance would determine the documents and procedures required to demonstrate affordability. It would also be permitted to update the standard R$80 limit to maintain its value over time.
Winnings and money returned to customers would not count towards the monthly deposit calculation. The proposal therefore limits new funds entering betting accounts rather than the total value of wagers subsequently placed using deposits and winnings.
Operators would be required to return deposits exceeding the permitted limit immediately, without removing their liability for any other penalties arising from a breach.
Santana said additional consumer protection measures were needed to reduce the risk of betting-related debt following the launch of Brazil’s regulated online market.
Implementation would require a central system capable of monitoring deposits made by the same customer across multiple operators. The Ministry of Finance and Central Bank would be responsible for establishing the necessary procedures and information-sharing arrangements.
The proposal would amend Law 14,790, which established Brazil’s federal regulatory framework for fixed-odds betting and online gaming.
Santana submitted the bill on July 16. It was referred to the Senate’s Transparency, Governance, Oversight and Consumer Protection Committee on August 12 and was awaiting the appointment of a rapporteur as of August 19.
The Economic Affairs Committee would subsequently consider the proposal under a final decision procedure within the Senate. It would still require completion of the wider legislative process before becoming law.
If approved and signed into law, the deposit-limit requirements would take effect 90 days after publication.
